► Money

FXU Advice Service

Money advice

Money is a concern for all current and prospective students. One of the most important things you’ll learn as a student is how to manage you money. As long as your finances are under control you can relax and enjoy all the other aspects of student life. It might seem difficult or boring, but in the long run it’s definitely worth knowing how much you have to spend and keeping track of where the money goes.

The Advice Service can offer information and advice on student loans bursaries, grants, tuition fees, welfare benefits, tax credits, income tax, council tax, financial hardship, debt problems, debt management and budgeting. We can also check that you are getting all the funding you are entitled to, and if you want, can help you work out your budget.

Potential delays in Student Loan Company payments

You might have heard in the news that there have been problems in processing some student loan/grant applications which means that there may be a delay in payments to some students.
For further details on Student Loan delays please see below:

If you have received your Payment Schedule letter from the Student Loans Company please call 0845 607 7577 for further information.

If you have your ART ID or customer reference number and your 6 digit secret password then you can use the automated response technology (ART) for further information please call 08456 077 577 or visit the Student Loans Company or Student Finance Direct.

• If you have not received confirmation from your Local Authority (LA)/Student Finance England (SFE) contact them to make sure that they have received and are processing your application. For LA contact details visit the Local Authority Finder  

• USEFUL LEAFLETS

Living on a Budget 
Credit - What is it and how does it affect students
National Insurance Number - Why It's Important
Students and Tax
Utility Bill Price Advice

USEFUL LINKS

Exeter University Student Funding 
Information for Exeter Students on all aspects of student finance including Access to Learning Fund and bursaries.

University College Falmouth Student Funding 2010/11
Information for UCF and Dartington Students on all aspects of student finance including Access to Learning Fund and bursaries.

Direct Gov – for information on student finance

MoneySavingExpert 
Tips for saving money as a student

HM Revenue & Customs
For information and advice on tax credits
Tel: 0845 300 3900

Department of Work and Pensions
For information on jobs, benefits and pensions

DirectGov
For information on money, tax and benefits

Cornwall Council
For information of Housing and Council Tax Benefits

National Debtline
Free, confidential and independent debt advice
Tel: 0808 808 4000 (freephone)

Scholarship Search UK
Information about other sources of funding for undergraduates

Educational Grants Advisory Service
Independent information about educational trusts and charities

Career Development Loans
Information on eligibility and applying for Career Development Loans

Students and Tax
Information about paying Income Tax and National Insurance as a student.  

Student Money Management Website (Monetos)
Includes Budget calculator, Money Savings Tips, Student Bank Accounts details etc.

The FXU advisors are available to discuss and advise you over any concerns you have with money issues or any other problem that is troubling you. Call us to arrange an appointment at Tremough Campus: the FXU reception opposite the refectory/bar or by telephone 01326 370447 or Woodlane Campus: the FXU reception in the Library Building, Main Campus, or by telephone 01326 213742. Alternatively you can email suadvice@falmouth.ac.uk  or advice@fxu.org.uk  

Every effort has been made to ensure the accuracy of the information contained in these advice pages. However, they cannot be regarded as a substitute for statutory regulations, or individual advice which is available from FXU Advisers.

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